Guides & analysis
Plain-English explainers on the EU AI Act — who it affects, what you have to do, and when each obligation takes effect.
Is AI training mandatory under the EU AI Act?
Short answer: no — the EU AI Act does not mandate a specific AI training course. It requires you to support AI literacy through proportionate measures — and the Digital Omnibus (Regulation (EU) 2026/1744) just made that even clearer. Here is what you actually have to do.
The EU AI Act for fintech: credit scoring and creditworthiness AI
AI that scores creditworthiness is high-risk under the EU AI Act — with one important carve-out for fraud detection. Here is what that means for lenders, credit-scoring providers, and insurers, and when it applies.
The EU AI Act in Germany: KI-MIG and the Bundesnetzagentur
The EU AI Act applies directly in Germany — but Germany still needs its own law to name the authorities and set the fines. That law is the KI-MIG, and the Bundesnetzagentur is the authority to know. Here is what applies and who enforces it.
The EU AI Act for HR & recruitment software
AI used to screen, rank, or manage candidates and employees is high-risk under the EU AI Act. Here is what that means for HR-tech providers and for the employers who deploy them — the obligations, who is responsible, and the (now-deferred) deadline.
EU AI Act fines: how much can your company be penalized?
The EU AI Act's penalties run up to €35 million or 7% of worldwide turnover. Here is the full fine structure — which breaches cost what, who enforces it, the lighter caps for SMEs, and when it all took effect.
EU AI Act transparency rules (Article 50): what you must disclose, and by when
Article 50 is the part of the EU AI Act that reaches almost every company using AI — chatbots, AI-generated content, deepfakes. Here is exactly what you must disclose, who is responsible, and the two dates that matter: 2 August 2026 and 2 December 2026.
Has the EU AI Act high-risk deadline been delayed to 2027?
The Digital Omnibus moves the high-risk AI obligations off 2 August 2026 — to 2 December 2027 for stand-alone systems and 2 August 2028 for embedded products. Here is what changed, what still applies on 2 August 2026, and what it means for your planning.
Is your AI system “high-risk” under the EU AI Act?
High-risk is the tier where the EU AI Act's real obligations and largest fines live. Here is the actual test from Article 6 and Annex III — the two ways in, the exception most companies miss, and worked examples.
EU AI Act timeline: every deadline from 2025 to 2027
The EU AI Act doesn't apply all at once. Here is the phased timeline — prohibitions in 2025, GPAI rules, high-risk obligations in 2026, and embedded products in 2027 — and what each date means for your company.
Which EU AI Act obligations apply to your company?
A plain-English guide to working out your EU AI Act obligations: your role (provider, deployer, importer, distributor) and your AI's risk tier decide what you have to do.